STAR Health Super Surplus Insurance

Life is full of the unexpected. However, when you are well prepared, you can be in control even under the most unexpected circumstances. Star Health Insurance brings you Super Surplus Health Insurance., which offers you much more coverage than the traditional insurance policies. This means you can rest assured and be confident of facing any unfortunate health eventuality in the family- like sudden illness.
Star Super Surplus is an health insurance policy that offers much more protection! Wider Coverage option of Rs. 7 lacs and Rs. 10 lacs at surprisingly low premiums.
Major product features

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  The policy offers an improved coverage benefit of wider protection at a lesser price. Cover options - for Rs. 7,00,000 & Rs. 10,00,000.

Policy Benefits

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  Hospitalisation Cover - This would cover the insured person for in-patient hospitalisation expenses provided the insured person is hospitalized for a minimum of 24 hours. These expenses include room rent up to a maximum of Rs.4000 per day.
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  No ceiling on ICU, medicine, diagnostic charges or consultation fee
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  Boarding and nursing expenses
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  Surgeon's fees, Consultant's fees and Anaesthetist's fees
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  Cost of blood, oxygen, diagnostic expenses, cost of pacemakers etc.
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  Cost of medicines and drugs

Policy details & premium

Any person aged between 5 months and 65 years can take this insurance upto a maximum sum insured of Rs. 10,00,000/-.

Option--------- Sum insured(Rs.)--------- Premium(Rs.) for individuals
i ------------------7,00,000------------------------- 3,000
ii -----------------10,00,000------------------------ 4,000
Note:
*Compulsory deductible- Rs. 300,000 for all options
*Service Tax extra
Tax benefit
Premium paid by cheque/credit card for this insurance is eligible for relief under Section 80D of the IT Act.
Claims procedure

• Call the Star Health 24 hour help-line to register the details of hospitalization.
• Kindly mention your Star Health ID number for easy access to your policy details.
• In case of a planned hospitalisation, please register 24 hours prior to admission to the hospital
• In case of emergency hospitalisation, please regiser within 24 hours of hospitalisation
• In all network hospitals, the cashless facility on payments can be availed
• For treatment in non-network hospitals, payments must be made up-front to the hospital.
• Reimbursement of the expenses will be effected by Star Health, on submission of the necessary documents.

Exclusions

• Expenses on treatment of Pre-Existing Diseases/ conditions
• Expenses during the first 30 day period from the date of commencement of the policy (other than accident cases)
• Naturopathy treatment/ Cosmetic treatments
• Expenses that are purely diagnostic
• Non-Allopathic treatments
• Treatment of congenital defects/anomalies
  

How to buy this insurance?Please contact us through our
Advisor Sudhansh Arora
[I.R.D.A. License Holder.]
Email : justyourmoney@gmail.com
Phone : 9999732859 Mobile : 9999972859Address: F-1/18,F-Block Mkt,
Sector-12,Near Water Tank,
Noida-201301